The Amex Platinum Travel Card: The Ultimate Travel Companion

amex platinum travel card

If you’re an avid traveller and love experiencing luxury, the Amex Platinum Travel Card should be your go-to credit card for unparalleled travel rewards and premium benefits. In this listicle, we will break down the reasons why the Amex Platinum Travel Card is the perfect choice for travellers.

Amex Platinum Travel Card Features

The Amex Platinum Travel Card comes with the following features to benefit its users.

  1. Reward Points
  2. Travel Benefits
  3. 24/7 Customer Service
  4. Card Protection and Security
  5. Exclusive partner offers
  6. Flexibility in payments

1. Reward Points

The Amex Platinum Travel Card allows you to accumulate Membership Rewards Points with each transaction. For every Rs.50 you spend, you receive one Membership Rewards Point. However, it’s important to note that spending on fuel, insurance, utilities, cash transactions, and EMI conversions at the point of purchase are excluded from this benefit. Essentially, the more you use your card for purchases, the more points you can collect to redeem against travel-related rewards.

2. Travel Benefits

The primary focus of the Amex Platinum Travel Card is to provide cardholders with remarkable travel benefits:

Milestone Benefits: The users can enjoy attractive rewards using this card.

  • Spend Rs. 1.90 lakhs annually and enjoy travel vouchers worth more than Rs. 7,700.
  • Spend Rs. 4 lakhs annually and receive travel vouchers worth more than Rs. 11,800.
  • Plus, a voucher worth Rs. 10,000 from a selected partner.

These milestone benefits more than justify the annual fee for the card if you’re a frequent traveller.

Lounge Access: Airport lounges provide an escape from the bustling activity in busy terminal areas. With the Amex Platinum Travel Card, cardholders get access to a range of select airport lounges across the globe.

Travel Insurance: Cardholders can also benefit from complimentary domestic and international travel insurance coverage, subject to specific terms and conditions.

Also read, HSBC Credit Card- All You Need To Know

3. 24/7 Customer Service

One of the highlights of being an Amex Platinum Travel Card member is the exceptional customer service available to cardholders around the clock. The 24/7 Platinum Assist ensures that help is always just a phone call away, regardless of whether you need assistance with card-related queries, travel bookings, dining reservations, or any other requests.

5. Card Protection and Security

Security is a prime concern when using a credit card, and the American Express Platinum Travel Card is not left behind while considering security and protection:

  • Zero Lost Card Liability: If your card is lost or stolen, you are not held responsible for any unauthorized charges made on your card if you report the incident promptly.
  • Emergency Card Replacement: If your card gets lost or stolen while travelling, Amex offers an emergency card replacement service, ensuring you get a replacement card within a short period.

6. Exclusive Partner Offers

The privileges of being an Amex Platinum Travel Card member expand beyond travel benefits. Enjoy a variety of partner offers and savings in luxury hotels, car hires, vacation packages, and premium retail partners.

7. Flexibility in Payment

With the Amex Platinum Travel Card, users can enjoy the flexibility of paying in monthly instalments – perfect for big-ticket travel expenses. Cardholders can pay their credit card bill fully or convert expensive purchases into easy monthly instalments, providing a more manageable financial solution.

Conclusion

The Amex Platinum Travel Card is an excellent choice for travellers desiring luxury and convenience. Its extensive reward programme, travel benefits, dining privileges, and top-notch customer service make this card suitable for travellers.

Frequently Asked Questions (FAQs)

1. What is the annual fee for the Amex Platinum Travel Card?

The Amex Platinum Travel Card has an annual fee of Rs. 5000 plus applicable taxes. However, the benefits provided by the Card justifies the fee, especially for frequent travellers.

2. How many Membership Rewards® Points do I earn for my expenditures?

You earn 1 Membership Rewards® Point for every Rs. 50 was spent except for fuel, insurance, utilities, cash transactions, and EMI conversions at the Point of Sale.

3. What benefits does the card provide?

The Amex Platinum Travel Card provides various milestone benefits. For instance, if you spend Rs. 1.90 lakhs a year, you get travel vouchers worth more than Rs. 7,700. If you spend Rs. 4 lakhs a year, you receive additional travel vouchers worth more than Rs. 11,800, plus a voucher worth Rs. 10,000 from a selected partner.

4. Am I entitled to airport lounge access with the Amex Platinum Travel Card?

Yes, the Amex Platinum Travel Card provides access to a range of selected airport lounges across the globe.

5. Are there any benefits besides travel-related ones for Amex Platinum Travel Card holders?

Yes, besides travel-related benefits, as an Amex Platinum Travel Card holder, you enjoy dining privileges, 24/7 customer service, partner offers in luxury shopping, benefits and flexible payment options.

6. What should I do if I lose my Amex Platinum Travel Card?

In case of lost or stolen cards, immediately contact Customer Service. As an Amex Cardmember, you are not held responsible for any unauthorized charges made on your card, provided the loss, theft, or misuse is immediately reported. American Express can replace your lost or stolen card usually within 48 hours.

7. Can I pay my credit card bill in instalments?

Yes, the Amex Platinum Travel Card offers payment flexibility. You can fully pay your credit card bill, or convert large purchases into easy monthly instalments.

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Hi, I'm Joydeep Roy, the owner of 'Loans Freak'. Being a teacher by profession I'm also passionate about blogging and technology. I love to read about banking and finance and share my insights on that. Apart from blogging programming is my hobby.

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